Uninsured Motorist Accident Lawyer in Centennial: Protecting Your Rights After an Accident with an Uninsured Driver
Being involved in a car accident is stressful enough, but discovering that the other driver is uninsured can add a new level of anxiety and uncertainty. Without insurance coverage from the at-fault driver, you may be wondering how you’ll cover your medical bills, vehicle repairs, and other expenses. If you’ve been involved in an accident with an uninsured motorist in Centennial, it’s crucial to have skilled legal representation. Samantha Flanagan, an experienced uninsured motorist accident lawyer, is dedicated to protecting your rights and helping you secure the compensation necessary for your recovery.
Common Scenarios Involving Uninsured Motorists
- Hit-and-Run Accidents: Often, drivers who flee the scene of an accident do so because they lack insurance.
- Accidents with Underinsured Drivers: Sometimes, a driver’s insurance coverage is not enough to cover the full extent of the damages, leaving you with uncovered expenses.
- Accidents with Completely Uninsured Drivers: Some drivers may operate vehicles without any insurance coverage at all, making it difficult to recover damages directly from them.
The Role of Uninsured Motorist Coverage
In Colorado, uninsured motorist (UM) and underinsured motorist (UIM) coverage is optional but highly recommended. This type of insurance protects you if you are involved in an accident with an uninsured or underinsured driver. Your own insurance company steps in to cover your medical expenses, lost wages, and other damages up to the limits of your UM/UIM policy.
Why Legal Representation is Crucial
Navigating the legal aftermath of an accident with an uninsured motorist can be challenging, especially when dealing with insurance companies. Samantha Flanagan has the expertise needed to handle these complex cases. She will work with your insurance company to ensure that your UM/UIM coverage is properly applied and that you receive the maximum compensation for your injuries, lost wages, medical expenses, and other damages.
What to Do After an Accident with an Uninsured Motorist
- Seek Medical Attention: Your health is the top priority. Get checked by a medical professional immediately, even if you don’t feel seriously injured.
- Document the Scene: Take photos of the accident scene, including the other driver’s vehicle, your vehicle, and any visible injuries.
- Collect Witness Information: Gather contact details from any witnesses who saw the accident.
- Report the Accident: Notify the police and file an official accident report. Make sure to inform your insurance company about the uninsured driver.
- Contact an Attorney: Reach out to Samantha Flanagan to discuss your case and explore your legal options.
How Samantha Flanagan Can Help
Samantha Flanagan has extensive experience handling uninsured motorist accident cases in Centennial. She understands the unique challenges these cases present and is dedicated to securing the compensation her clients deserve. Samantha will fight for your rights every step of the way, ensuring that you receive the full compensation needed for your recovery.
Conclusion
Accidents with uninsured motorists can be frustrating and overwhelming, but you don’t have to face the legal process alone. With the help of an experienced uninsured motorist accident lawyer like Samantha Flanagan, you can seek justice and obtain the compensation you need to move forward. Contact Samantha today to discuss your case and begin your path to recovery.
FAQ
What should I do if I’m involved in an accident with an uninsured driver?
Seek medical attention, document the scene, collect witness information, report the accident, and contact an attorney.
Can I still recover damages if the other driver is uninsured?
Yes, if you have uninsured motorist (UM) coverage, your own insurance company can cover your damages up to the limits of your policy.
What compensation can I receive after an accident with an uninsured driver?
You may be entitled to compensation for medical expenses, lost wages, pain and suffering, and any other related damages.
How long do I have to file a claim after an accident with an uninsured driver in Colorado?
In Colorado, the statute of limitations for filing a personal injury claim is typically two years from the date of the accident.
Do I need a lawyer for an uninsured motorist accident case?
Yes, due to the complexity of dealing with insurance claims and the lack of coverage from the at-fault driver, having an experienced attorney is essential to protect your rights and maximize your compensation.
