Why Have Medical Payments Coverage if You Have Health Insurance?
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Q. Why should I have medical payments coverage through my car insurance if I have health insurance?
A. Medical payments coverage through your car insurance can reimburse you for co-pays and out-of-pocket medical expenses. This coverage provides an extra layer of financial protection, ensuring you can focus on your recovery without worrying about costs.
Health insurance often has a subrogation interest, meaning they may seek repayment from your settlement. Med pay can help cover these costs, reducing your financial burden. It acts as a buffer, protecting your settlement funds.
Understanding the intricacies of insurance can be challenging. Flanagan Law is here to help you navigate these complexities and maximize your benefits. Schedule a free consultation today to learn more about how we can support your health recovery journey.